alternative-payments-payments--payoutslisted

# Alternative Payments Payments & Payouts ## Overview This skill covers the **read-only** money-visibility surface in Alternative Payments: transactions (individual payment records) and payouts (settled batches of funds deposited to your account). It is used for reporting and reconciliation — matching transactions to invoices and customers, and tracing which transactions make up a given payout. There is **no create-payment tool here.** This integration never charges a card or moves money (`POST /payments`, the direct charge, is excluded by design). To collect from a customer, generate a hosted payment link or payment request — see [Alternative Payments Invoicing](../invoicing/SKILL.md). ## Core Concepts ### Transactions A transaction is a single payment event against an invoice or payment request. Note that the transactions resource lives at `GET /payments` — but only the read (list/get) verbs are exposed. | Field | Type | Description | |-------|------|-------------| | `id` | string | Transaction identifier | | `type` | string | Transaction type (e.g. `payment`, `refund`) | | `status` | string | `succeeded`, `pending`, `failed`, `declined` | | `amount` | number | Transaction amount | | `currency` | string | ISO currency code | | `customer_id` | string | Customer the transaction belongs to | | `invoice_id` | string | Invoice the transaction settled (if any) | | `payment_method` | string | `card` or `standard_ach` | | `payout_id` | string | Payout this transaction settle