financial-statement-analyzerlisted

# Financial Statement Analyzer > A repeatable teardown of public-company financials that produces an institutional-quality analysis. ## What this skill is A structured workflow that reads the full Form 10-K and Form 10-Q stack - income statement, balance sheet, cash flow, Management's Discussion and Analysis (MD&A), footnotes, risk factors, and proxy statement - and produces a one-page summary with margin waterfalls, quality-of-earnings score, segment decomposition, and an accounting red-flag log. Designed to surface the data that the headline numbers hide. ## What it solves - Headline Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) reviews that ignore non-Generally Accepted Accounting Principles (non-GAAP) adjustments - Margin analysis with no waterfall identifying which line item moved - Missed red flags hiding in footnotes, risk factors, and Cash Conversion Cycle (CCC) trends - Segment data taken at face value (without checking corporate-overhead allocation) - Skipping the year-over-year diff of risk factors - the single most under-read disclosure ## When to invoke - Underwriting a long or short position in a public company - Benchmarking a private company against the public peer set - Pre-earnings preparation for management question-and-answer - Quarterly competitor financial review - Diligence on a partnership, vendor, or acquisition target ## Phase 1: Source the filings Confirm the latest: - Annual report (Form 10-K, or Form 20-F for fo