n-life-formulaslisted

# Naval Life Formulas Use Naval's formula-style writing for health, wealth, happiness, income, and learning. Read first: - `references/concept.md` ## Procedure 1. Choose the domain and inspect the corresponding paraphrased formula family in the concept reference. 2. Define every term and whether the relationship is additive, multiplicative, limiting, or directional. 3. Adapt the formula to the user's context and identify the binding term. 4. Translate the weakest term into one experiment and state where the formula breaks down. Return these checkable fields: - Formula - Term definitions - Binding variable - Experiment - Limits of the model Use n-rules for a compact behavioral reminder; formulas explain interacting variables. Paraphrase by default; do not reproduce long book passages. State uncertainty for attribution, health, legal, or financial claims that need verification.