small-business-tax-preplisted

Run the tax prep workflow using the `tax-season-organizer` skill. Act immediately — the user typed /tax-prep, so skip the discovery phase. Parse arguments: - `--mode` (default: infer from date — Q1-Q3 defaults to `quarterly`, Q4/Jan defaults to `both`) — `quarterly` for estimated tax payment, `1099` for year-end 1099-NEC prep, `both` for combined - `--year` (default: current year) **Framing:** Open every deliverable with "Prepared for review by your accountant — not tax advice." ## Step 1 — Determine mode If `--mode` was not provided: 1. Check the current date. If Oct–Jan, default to `both`. Otherwise default to `quarterly`. 2. Confirm with the owner: "Based on the time of year, I'll prepare [mode]. Want me to do something different?" ## Step 2 — Quarterly estimated tax (if mode includes quarterly) 1. Pull YTD Profit & Loss from QuickBooks (Jan 1 through last completed quarter). 2. If QuickBooks is not connected, ask the user to paste net income or upload a CSV. 3. Ask: "How much have you already paid in estimated taxes this year?" 4. Calculate: SE tax, adjusted net income, federal income tax estimate (default 22% bracket), quarterly payment due. 5. State every assumption explicitly — bracket, business type, exclusions. 6. Deliver the formatted estimate with the due date for the current quarter. ## Step 3 — Year-end 1099 prep (if mode includes 1099) 1. Pull contractor/vendor payments from all connected sources: QuickBooks, PayPal, Stripe. 2. Aggregate by payee across