small-business-invoice-chaselisted

# Invoice Chase ## Quick start Pull the AR aging report, score each customer by payment history, draft a tone-matched reminder for each overdue invoice, and present them to the owner. Nothing sends until the owner says so. ``` User: "who owes me money" → Pull AR aging from QuickBooks → Cross-reference PayPal settlements (last 14 days) → Score each customer: good-payer / occasionally-late / repeat-late → Draft tone-matched reminders → Show summary table + drafts. Wait for "send these." ``` ## Setup (first run only) Ask the owner two questions before running for the first time: 1. **Mail connector**: "Do you use Gmail or Apple Mail for drafts?" — store the answer; use it for all non-PayPal draft queuing. 2. **Stripe**: "Do you use Stripe for invoicing? I can include Stripe invoices in the overdue sweep." — if yes, pull Stripe overdue invoices alongside QuickBooks. Do not ask again on subsequent runs. ## Workflow 1. **Pull overdue receivables.** Query QuickBooks AR aging for all invoices more than 1 day past due. If Stripe is enabled (owner confirmed at setup), also pull Stripe overdue invoices. 2. **Cross-reference payment history.** For each overdue customer, query PayPal for settled transactions using these parameters: - `transaction_status: S` (settled only — filters out pending and denied transactions that inflate result size and increase rate-limit risk) - Date window: **last 7 days** ending today (not 14 or 30 — wider windows are the primary cause of PayPa