israeli-price-quote-generatorlisted

# Israeli Price Quote Generator ## Problem Israeli freelancers and small businesses send price quotes (הצעת מחיר) every week, but most copy an old quote and edit it: the validity date stays stale, the VAT rate stays at 17% three years after the increase, and the payment terms clause silently waives the protections of חוק מוסר תשלומים. A quote that looks fine on the surface costs the freelancer real money when the client pays in 90 days or argues over the VAT line two months later. This skill builds the quote from current data, the right VAT, the right oseik patur header, the legally-correct payment-terms clause, and an explicit validity date, so the freelancer's hand is strong before the work starts. ## Instructions ### Step 1: Identify the issuer's oseik status Ask the user (or read from prior session memory) whether they are: - **Oseik morshe (עוסק מורשה):** registered for VAT. Charges 18% VAT on every quote and invoice. Clients can deduct it as input tax. - **Oseik patur (עוסק פטור):** under the annual turnover ceiling (122,833 ₪ for 2026, CPI-indexed). Does NOT charge VAT. Cannot issue a tax invoice (חשבונית מס), uses חשבונית עסקה for the payment request, then קבלה for the receipt. - **Esek za'ir (עסק זעיר) is NOT a fourth VAT status.** "Esek za'ir" is the 2024 מסלול מקוצר, an *income-tax* election (30% normative expense deduction, simplified reporting). It is orthogonal to VAT classification: a freelancer in מסלול מקוצר can be either oseik patur or oseik morshe. Fr