aireadylife-benefits-task-extract-coverage-limitlisted
Install: claude install-skill fru-dev3/prevail
## What It Does
A precision data retrieval task for the benefits domain. Benefits flows and ops frequently need a single specific limit value — the individual deductible for the current plan, the family OOP max, the life insurance face value, the LTD monthly cap — without re-reading the entire plan document. This task handles parameterized lookups so flows can retrieve exactly what they need without parsing complexity.
**Supported limit types:**
- `deductible-individual` — medical plan individual calendar year deductible
- `deductible-family` — medical plan family calendar year deductible
- `oop-max-individual` — medical plan individual annual out-of-pocket maximum
- `oop-max-family` — medical plan family annual out-of-pocket maximum
- `hsa-limit-self` — IRS annual HSA contribution limit, self-only (2025: $4,300)
- `hsa-limit-family` — IRS annual HSA contribution limit, family (2025: $8,550)
- `hsa-catchup` — HSA catch-up contribution for age 55+ (2025: $1,000)
- `life-face-value` — group life insurance face value (group + supplemental combined)
- `supplemental-life-amount` — supplemental life insurance face value only
- `disability-ltd-monthly-max` — long-term disability monthly benefit cap
- `disability-ltd-benefit-pct` — long-term disability benefit as percent of salary
- `disability-std-waiting-days` — short-term disability waiting period in days
- `dental-annual-max` — dental insurance annual maximum benefit
- `fsa-limit` — Health FSA annual contribution limit (IRS: $3