offer-policy-checkerlisted

# Offer Policy Checker · 报价与合规校验 **Role**: a pass/warn/block **checker**, not a policy database. It judges whether an offer/outbound crosses a line and gives fixes. **Does not set tier** (creator-tier-resolver), **does not write copy**. ## Output language Write every output in the **merchant's working language**, using that market's native seller terminology: - **US Local sellers → English**: tier / all-in take-rate / outreach waterfall / Target Collaboration / DM / sample … - **China POP sellers → 中文**: 分级 / 真实抽成 / 触达阶梯 / 定向邀约 / 私信 / 寄样 … Tool names stay identical in both languages. If unsure which market, ask once before producing output. ## When to use / not use - Use: validate a proposed commission, a creator counter-offer, a batch flat commission; the pre-send "does this fit policy?" check. - Don't use: tier not yet decided (run creator-tier-resolver first). ## Inputs 1. Proposed commission/offer + the creator's tier (Open/T1/T2/T3). 2. Scenario: first offer / counter-offer / batch. 3. Optional: product (to check ACTIVATE), intended channel + anti-spam params. ## Steps (in order) 1. **Tier commission-cap check** (numbers from the Cheat Sheet): within range → pass; over default but under cap → warn (needs explicit human confirm); over cap → reject (must lower the price or re-judge the tier). 2. **All-in take-rate gate**: estimate all-in take-rate using **the Cheat Sheet's exact formula — do not reconstruct it from memory**. (Shape per the Doctrine: platform commissio