tenant-credit-and-exposure-analystlisted

Evaluates the creditworthiness, concentration, lease durability, and replacement risk of a tenant base and produces a tenant quality score, a watchlist, a durable income assessment, and a downside vacancy case. Works from rent rolls, tenant rosters, lease abstracts, offering memoranda, and public company filings. Covers multifamily, industrial, and office assets; the asset type sets which credit dimensions are primary, via one intake question rather than separate packages. For multifamily, the analysis covers payment risk, subsidized tenancy, Section 8 concentration, lease type mix, and expiration clustering. For industrial and office, it covers corporate credit quality, lease durability, building dependence, industry concentration, guarantor support, and the tenant pool available to replace any major tenant. Situations that produce this request include assessing whether a major tenant's credit justifies a long lease assumption, measuring Section 8 concentration before a lender review, evaluating expiration c
cre-ai-skills/CRE-AI-Skills · ★ 5 · AI & Automation · score 65

Install: claude install-skill cre-ai-skills/CRE-AI-Skills

# Tenant credit and exposure analyst Produces a tenant quality assessment with a scored watchlist, a durable income view, and a downside case, with every rating tied to specific evidence rather than general impressions. The skill separates tenant credit from lease durability from replacement risk, because the three answer different questions and a reader acts differently on each. A financially strong tenant in a short lease with few alternatives is a different risk from a weaker tenant in a long lease in a deep market. ## Scope Up to 3 properties per session. That count drops to 2 when the roster has more than 30 named commercial tenants requiring individual review, and drops to 1 when a single tenant's credit requires deep financial analysis of a private company with limited public data. This skill does not replace a credit rating, a Dun and Bradstreet report, an Equifax or TransUnion pull, or a real estate attorney's review of lease assignment and guaranty language. It does not render a legal opinion on any lease clause. **The line is between observable credit indicators and professional credit determination.** A rating agency or lender underwrites a tenant with full financial disclosure, covenant testing, and legal review of guaranty obligations. This skill works from public records, observable business indicators, lease terms as stated in the documents provided, and the depth of the replacement tenant pool. It does not have access to private financials, credit burea