personal-cfo

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When you want to model personal financial scenarios — house purchase + rental income (ADU, bedroom rentals, house-hacking), renovation budgets, monthly cash flow forecasts, big-purchase decisions, savings/investment what-ifs. For personal life: a household (you + partner), household budgets, real-estate decisions. v0.1 ships with the house scenario template (purchase + rental scenarios) as the first use case. Architected so other personal-finance scenarios (refi, car, education, retirement, side income) slot in as additional templates. Outputs scenario comparison tables in markdown. Saves every scenario to ~/Documents/personal-cfo/ with an index at ~/.config/makerskills/personal-cfo/archive/ for revisit + comparison. Composes with decide (formalize the call after modeling), deep-research (rental comps, mortgage rates, market data), business-brainstorm (when the scenario is a small business / side hustle), second-brain (capture the analysis to outputs/). Triggers on "/personal-cfo," "model this scenario," "hou

Data & Documents 225 stars 22 forks Updated yesterday MIT

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Skill Content

# /personal-cfo — Personal financial scenario modeling This skill is for a household (you + partner): housing decisions, monthly cash flow, big purchases, scenario what-ifs. Pair it with a business-books CFO skill if you also run one for a company — the DNA is the same, the domain is different. ## Step 1 — Pick the scenario type | Invocation | Type | What it models | |---|---|---| | `/personal-cfo house` (default for now) | **house** | Buy a house + rental income scenarios (ADU / bedrooms / combinations) + renovations + monthly cash flow | | `/personal-cfo refi` | **refi** | Refinancing scenarios | | `/personal-cfo cash-flow` | **cash-flow** | Generic monthly cash flow (income, expenses, savings rate) | | `/personal-cfo big-purchase` | **big-purchase** | Should we buy X (car, education, equipment) — cash vs finance vs lease comparisons | | `/personal-cfo side-income` | **side-income** | Adding a side income stream — break-even, tax implications | | `/personal-cfo savings-what-if` | **savings-what-if** | What if we put $X into Y for N years — index funds, real estate, etc. | For v0.1, only the **house** template is fleshed out. Others are sketched in `references/templates/` as stubs. ## Step 2 — Gather inputs Ask in a structured batch. For house mode, see `references/templates/house.md` for the full input questionnaire. Core fields: **Property** - Purchase price - Down payment (% or $) - Mortgage rate + term (years) - Property taxes (annual) - HOA (monthly, if any) - Ho...

Details

Author
coreyhaines31
Repository
coreyhaines31/makerskills
Created
1 months ago
Last Updated
yesterday
Language
N/A
License
MIT

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