kanchi-dividend-review-monitorlisted

# Kanchi Dividend Review Monitor ## Overview Detect abnormal dividend-risk signals and route them into a human review queue. Treat automation as anomaly detection, not automated trade execution. ## When to Use Use this skill when the user needs: - Daily/weekly/quarterly anomaly detection for dividend holdings. - Forced review queueing for T1-T5 risk triggers. - 8-K/governance keyword scans tied to portfolio tickers. - Deterministic `OK/WARN/REVIEW` output before manual decision making. ## Prerequisites Provide normalized input JSON that follows: - `references/input-schema.md` If upstream data is unavailable, provide at least: - `ticker` - `instrument_type` - `dividend.latest_regular` - `dividend.prior_regular` ## Non-Negotiable Rule Never auto-sell based only on machine triggers. Always create `WARN` or `REVIEW` evidence for human confirmation first. ## State Machine - `OK`: no action. - `WARN`: add to next check cycle and pause optional adds. - `REVIEW`: immediate human review ticket + pause adds. Use `references/trigger-matrix.md` for trigger thresholds and actions. ### Flat-dividend cadence caveat When T6 is driven only by `freeze_flag` / latest regular dividend equal to prior regular dividend, treat it as a `WARN` for cadence confirmation, not as proof of dividend deterioration. Many quarterly dividend payers repeat the same dividend for several quarters between annual raise cycles. In reports, phrase this as “confirm next dividend-growth cadence / pause opt