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cdfi-peer-benchmarklisted

Benchmark a bank CDFI against a peer group on FDIC call-report metrics (NIM, ROAA, ROAE, efficiency ratio, Tier 1 capital, loans-to-deposits, NPL ratio, loan-loss coverage). Use when the user says "benchmark this CDFI", wants a "peer comparison", or asks "how does this bank CDFI compare". Bank CDFIs only (FDIC-insured) — no credit unions, no unregulated loan funds. Backed by the audited PyPI package cdfi-benchmark; import name is `cdfibenchmark`.
Jaypatel1511/cdfi-superpowers · ★ 0 · Testing & QA · score 70
Install: claude install-skill Jaypatel1511/cdfi-superpowers
# CDFI Peer Benchmark Benchmarks a **bank CDFI** against peers using FDIC BankFind call-report data, via the published, audited **cdfi-benchmark** package. Renders results faithfully: where the package returns NaN/None/`N/A`, the AI reports N/A — it never fills a number. ## When to use - "Benchmark First Community Bank against its peers." - "How does this bank CDFI's NIM / ROAA / efficiency ratio compare?" - "Build a peer group for cert 23623 and show the summary table." ## When NOT to use - **Credit unions / CDCUs** — not in FDIC BankFind (they are NCUA-regulated). This package covers FDIC-insured depositories only. Decline and say so. - **Unregulated CDFI loan funds** — no call-report data exists; out of scope. - **CDFI Fund program data** (awards, certification) — that is `cdfi-fund-tracker` / `cdfi-data`, not this. - Portfolio stress testing (`cdfi-stress-tester`) or valuation (`cdfi-val`). ## Install ``` pip install "cdfi-benchmark>=0.2.1" ``` Verified this session: **cdfi-benchmark 0.2.1** (PyPI). **Import name is `cdfibenchmark`** (no underscore, no hyphen). There is no `cdfi_benchmark` alias — `import cdfi_benchmark` will fail. ```python import cdfibenchmark as c ``` ## The scope guardrail (state it up front) **Bank CDFIs only.** Peers are drawn from FDIC BankFind. If the user names a credit union or a loan fund, do not force it through — explain that this tool covers FDIC-insured bank CDFIs and MDIs only, and that credit-union benchmarking is delibera